ABA DataBank: Consumer confidence slips in July
For banks, according to ABA's team of economists, deteriorating confidence could mean weaker demand for consumer credit in the second ...
Tag: ABA DataBank
ABA DataBank: Credit unions drifting from their core mission
In the first quarter of 2026, tax-exempt credit unions spent a combined $155.2 million on advertising and promotions and account ...
ABA DataBank: New home sales rebound in June
The ABA Office of the Chief Economist views home sales as a potential reversal in mortgage demand. Despite elevated mortgage rates, consumers ...
Is the FDIC’s 2% Designated Reserve Ratio still the right target?
The FDIC’s 2% Designated Reserve Ratio was developed using information available during the financial crisis. Subsequent experience and structural changes ...
Rethinking the reserve ratio
Should the denominator reflect the assessment base? A technical analysis
ABA DataBank: Stock market and oil volatility diverge
Given an increase in geopolitical uncertainties, crude oil volatility is on an upward trend.
ABA DataBank: Consumer prices increased at a slower pace
Elevated inflation will continue to weigh on consumer and business sentiment, erode purchasing power and dampen real economic growth, ABA ...
ABA DataBank: Small-business optimism exceeded expectations in June
The NFIB Small Business Optimism Index rose 2.1 points in June to 97.4, just below the survey's 52-year average of ...
ABA DataBank: Rates and oil diverge
Oil prices have largely returned to early-2026 levels. In contrast, the implied yield on the Fed Funds Futures December 2026 ...
ABA DataBank: Existing home sales remain sluggish in June
Total existing home sales remained up 2.8% over the year. The ABA Office of the Chief Economist views continued sluggish ...
