ABA Banking Journal
No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
SUBSCRIBE
ABA Banking Journal
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
No Result
View All Result
No Result
View All Result
Home Community Banking

House passes housing package, banking bills

May 20, 2026
Reading Time: 1 min read
ABA unveils key policy priorities for 2025

The House today voted 396-13 to pass a bipartisan bill to bolster housing supply after the White House signaled its support for the measure. Lawmakers also passed three bills seeking to boost de novo bank formation and amend the brokered deposit framework.

The 21st Century ROAD to Housing Act (H.R. 6644) would reward communities that build more housing supply, ease environmental review of new construction, rethink regulations that hamper additional lending for small-dollar mortgages, and expand tenant assistance and protections. In addition, the package passed by the House today includes a title aimed at strengthening community banks’ role in the housing market. Lawmakers in the House and Senate have sparred over several provisions in the bill, such as a ban on large institutional investors from owning more than 350 homes.

President Trump has signaled that he would sign the bill. The legislation now heads back to the Senate, which previously amended it.

The House also voted to pass three banking-related bills:

  • The American Access to Banking Act (H.R. 4544), which would require financial regulators to review and streamline the application process for the formation of de novo depository institutions or credit unions. The bill passed 405-4.
  • The Keeping Deposits Local Act (H.R. 3234), which would increase the amount insured depository institutions may accept as reciprocal deposits. The bill passed by unanimous vote.
  • The Community Bank Deposit Access Act (H.R. 5317), which would change the treatment of certain types of deposits so they are no longer classified as brokered deposits. The bill passed 393-16.

Tags: Affordable housingBrokered depositsCongressDe novo banksDeposits
ShareTweetPin

Related Posts

Podcast: Cathy Owen on the road ahead for America’s banks

Podcast: Cathy Owen on the road ahead for America’s banks

ABA Banking Journal Podcast
November 11, 2026

From driving an 18-wheeler to flying planes to painting a World War II-era tugboat, there's not much Cathy Owen hasn't done or seen. So tough challenges in banking don't phase her.

Survey: Mortgage customers mostly satisfied, want more timely support

Survey: Mortgage customers mostly satisfied, want more timely support

Mortgage
November 11, 2026

Overall customer satisfaction is on par with last year, while slower responses and less consistent support were areas that need improvement, the survey reported.

Senators introduce new version of SAFE Act

Governors press Congress to pass cannabis banking bill

Commercial Lending
November 11, 2026

With nearly every state having legalized cannabis in some form, it is time for Congress to pass legislation to allow legal cannabis businesses to access banking services without fear of federal prosecution, 16 governors said in a letter...

FDIC issues relief guidance for Hawaii following earthquake

FDIC issues relief guidance for Hawaii following earthquake

Compliance and Risk
November 10, 2026

The FDIC released guidance with steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of Hawaii affected by an earthquake in May.

FCC rules that consent is required for AI-generated voices in outbound calls

State attorneys general express support FCC Robocall Mitigation Database proposal

Compliance and Risk
November 10, 2026

A coalition of 49 state attorneys general expressed support for the Federal Communications Commission’s Robocall Mitigation Database proposal while urging the agency to require better vetting of the information that telecommunications providers submit.

FASB accounting standard codification paid research tool to be free of charge

ABA suggests changes to mortgage servicing rights accounting standards update

Mortgage
November 10, 2026

A proposed accounting standards update on mortgage servicing rights needs several revisions to avoid unintended consequences, ABA said in a letter to the Financial Accounting Standards Board.

NEWSBYTES

Survey: Mortgage customers mostly satisfied, want more timely support

November 11, 2026

Governors press Congress to pass cannabis banking bill

November 11, 2026

FDIC issues relief guidance for Hawaii following earthquake

November 10, 2026

SPONSORED CONTENT

Banking Technology at a Strategic Crossroads

Banking Technology at a Strategic Crossroads

October 29, 2026
The Shift from Demographic Marketing

The Shift from Demographic Marketing

October 1, 2026
Meeting Ag Lending Goals Without Going It Alone

Meeting Ag Lending Goals Without Going It Alone

October 1, 2026
Beyond the Portfolio: The Wealth Manager’s New Role in a Multigenerational World

Beyond the Portfolio: The Wealth Manager’s New Role in a Multigenerational World

September 17, 2026

PODCASTS

Podcast: Cathy Owen on the road ahead for America’s banks

November 11, 2026

Podcast: Proactively managing the core provider relationship

October 22, 2026

Podcast: How community banks can keep farmers farming in turbulent times

October 14, 2026

American Bankers Association
1333 New Hampshire Ave NW
Washington, DC 20036
1-800-BANKERS (800-226-5377)
www.aba.com
About ABA
Privacy Policy
Contact ABA

ABA Banking Journal
About ABA Banking Journal
Media Kit
Advertising
Subscribe

© 2026 American Bankers Association. All rights reserved.

No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive

© 2026 American Bankers Association. All rights reserved.