Mortgage rates decrease

ABA has elected Matt Lujano as chair of the Community Bankers Council for the 2026-2027 association year. Lujano is president and CEO of Westside State Bank in Westside, Iowa.

In his new role, Jonathan Blum will oversee ABA’s bipartisan team responsible for engaging lawmakers and their staff on policy and legislative issues affecting banks and the communities they serve.

The FDIC should finalize reporting forms for stablecoin issuers only after it finalizes the regulatory requirements for those firms, and it should collaborate with other federal regulators to ensure all reporting forms are substantially similar, ABA and the...

ABA expressed support for FHA's proposed voluntary Reinstatement Advance Payment, or RAP, demonstration, but also offered several recommendations to ensure mortgagees are fully equipped to participate in the demonstration and borrowers are treated fairly and consistently.

One -size-fits-all regulation does not work for community banks, which is why legislation is needed to better tailor regulation and promote de novo bank formation, Kentucky community bankers told House lawmakers.

While both rates have increased and the yield curve remains upward sloping, it has flattened as the two-year yield has risen faster than the 10-year yield, suggesting that the market expects the Fed to keep short-term interest rates...