Podcast: Navigating the Beginning of the End for Libor

An up-to-date simulation incorporating more current data may allow the FDIC to meet its goals of covering the industry with a different ratio.

Brian Johnson, the nominee to lead the CFPB, told lawmakers that he would promote accountability at the agency by ensuring it acts within statutory limits, and that he would keep an “open mind” about the bureau’s staffing.

A market structure bill for digital assets threatens to weaken the financial ecosystem supporting Hispanic-owned businesses by spurring the migration of deposits from federally insured financial institutions to cryptocurrency platforms that don’t offer lending, the U.S. Hispanic Chamber...

The FDIC’s 2% Designated Reserve Ratio was developed using information available during the financial crisis. Subsequent experience and structural changes in the banking system raise the question of whether the original calibration remains appropriate today.

Should the denominator reflect the assessment base? A technical analysis

The latest version of a proposed market structure bill for digital assets still puts at risk the local lending that drives economic activity in the U.S, ABA and five other banking sector associations said in a joint statement.