The Consumer Financial Protection Bureau today released the lists of rural counties and rural or underserved counties that entities can use in 2018 to determine whether they are exempt from certain regulatory requirements under the bureau’s Ability-to-Repay, escrow, HOEPA and appraisal rules. Lists are available for download as Excel, CSV or PDF files. In addition to the lists, the CFPB also provided a tool that can help bankers determine whether a property is located in a rural or underserved area.
New tool released to help state bank examiners assess AI risks
Financial institutions can also use the CSBS framework to assess their own AI programs, establish sound AI governance and risk management, and prepare for examinations.








