The Consumer Financial Protection Bureau today released the lists of rural counties and rural or underserved counties that entities can use in 2018 to determine whether they are exempt from certain regulatory requirements under the bureau’s Ability-to-Repay, escrow, HOEPA and appraisal rules. Lists are available for download as Excel, CSV or PDF files. In addition to the lists, the CFPB also provided a tool that can help bankers determine whether a property is located in a rural or underserved area.
CFPB releases its Fall 2025 Unified Agenda of Regulatory and Deregulatory Actions
Published twice a year, the URA outlines federal agencies’ anticipated regulatory and deregulatory activities. While the Fall agenda is typically released by the end of the calendar year or in early January, this edition was delayed. New items...








