Mastering Risk in 2018 and Beyond

The federal banking agencies issued updated host-state loan-to-deposit ratios that they will use to determine compliance with Section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act.

President Trump has signed into law an ABA-championed resolution overturning the CFPB’s limits on overdraft fees.

The CFPB announced it is rescinding dozens of guidance documents on topics such as fair lending, overdraft fees, disclosure policies and consumer information requests to large banks and credit unions.

OCC issued an interim final rule restoring its streamlined process for reviewing bank merger applications and rescinding other changes criticized by banks and lawmakers.

While the majority of debit card compromises still occur at nonbank ATMs, bank ATMs currently represent 27% of compromise locations, according to FICO.

FinCEN should take steps to improve the ability of inspectors general to determine companies’ beneficial owners, which would be useful in fraud detection efforts, the GAO concluded in a recent report.