How Does Missing Consumer Data Hurt Your Business?
Liens and judgments aren’t reflected in credit scores, but customers who have them pose increased credit risk.
Tag: Consumer lending
Credit Card Delinquencies Fall, Other Delinquencies Hold Steady
Delinquencies for credit cards provided by banks fell significantly in the first quarter of 2019, while the composite index of ...
A Bank in Every Device?
With the explosion in connected smart devices, bankers will see more opportunities to serve customers—and confront thornier risks—than ever before.
FDIC Flags Overdraft Issues in Consumer Compliance Supervisory Highlights
The FDIC today released its first edition of Consumer Compliance Supervisory Highlights, a new publication intended to provide institutions with ...
CEO Q&A: Innovation for Inclusion
A conversation with Greg Carmichael, chairman, president and CEO of Fifth Third Bank.
Podcast: Innovation and Inclusion with Fifth Third
Greg Carmichael entered the banking industry as a mid-career technology executive, and that's shaped his perspective on the challenges facing ...
Fed Survey: Unbanked Share of Americans at 6%
Sixty-one percent (up 11 points from 2013) said they could cover a $400 emergency expense in cash, a benchmark often ...
ABA Pushes Back on Ocasio-Cortez, Sanders Cap on Consumer Loan Rates
After Rep. Alexandria Ocasio-Cortez (D-N.Y.) and Sen. Bernie Sanders (I-Vt.) today unveiled a bill that—among other things—would cap consumer loan ...
Banks Ease Standards, Terms for C&I Loans to Large, Midsize Firms
A small net percentage of banks reported easing standards and terms for loans to large and midsize firms in the ...
Measuring What Community Banks Bring to the Table
April is Community Banking Month, and as it comes to a close, it’s a good time to reflect on some ...
