Podcast: Growing a Bank Amid the Ups and Downs of Oil
“If you’re in Midland, Texas, you’re in the oil business,” says Jay Isaacs. “It doesn’t matter if you have a doughnut shop or a dry cleaners.”
Browsing: Oil and gas
FDIC Study: Community Banks Weathered Oil Downturn Well
Community banks exposed to the oil and gas business tended to weather the recent downturn in oil prices well, according to research released in the FDIC’s Supervisory Insights publication today.
Regulators Remain Concerned about Syndicated Credit Risk Despite Moderate Decline
Credit risk in large, syndicated loans of more than $20 million dipped slightly but remains high for this phase of an economic expansion, according to the interagency Shared National Credits Review released today.
FDIC’s Supervisory Insights Highlights Credit Risk Trends
Total loan balances at FDIC-insured banks grew 6.8 percent between September 2015 and September 2016, with considerable growth occurring in commercial real estate, agricultural, and oil and gas lending portfolios, the agency said in the winter issue of its Supervisory Insights publication released today.
Five Current and Future Credit Risk Trends at Community Banks
Problem loans have declined—but anxiety over credit quality is building.
New York Fed: Banks Holding Up Through Energy Slump
U.S. banks have to date “successfully weathered the storm of low energy prices,” according to researchers at the Federal Reserve Bank of New York.
Troubled Energy Market Drives Abnormally High Risk in Syndicated Credit
Credit risk in large, syndicated loans of more than $20 million remains high for this phase of an economic expansion, according to the interagency Shared National Credits Review released today.
FDIC Issues Guidance on Managing Oil and Gas Loan Risks
With the path of oil prices uncertain but not forecast to improve substantially in the coming months, the FDIC today issued guidance reiterating principles for prudently managing risks associated with oil and gas exposures.