CRE at a Crossroads
How robust competition, regulatory pressure and economic fundamentals are shaping the CRE market in 2016.
Browsing: HVCRE
A Conversation with the Comptroller
Frank Keating discusses top banking issues—from regulatory relief and cybersecurity to de novos and the future of the mutual charter—with Comptroller of the Currency Thomas Curry.
ABA Provides Resources on HVCRE Lending
ABA has made available a new resource page on high-volatility commercial real estate, which carries a higher risk weight under the Basel III capital requirements.
HVCRE Rule Ignores Reality of Real Estate Market
The high-volatility commercial real estate (HVCRE) regulation, effective as of Jan. 1, 2015, mandates that, in order to be exempt from an HVCRE designation, borrowers who originate commercial acquisition, development and construction (ADC) loans must meet a 15 percent equity requirement, and the leverage on such loans cannot exceed 80 percent of the estimated completed value of the project.