OCC releases mortgage performance report for Q4 2025
The OCC released the fourth quarter 2025 mortgage metrics report, which showed that 97.5% of first-lien mortgages in the federal ...
Tag: Housing Finance
Fannie Mae, Freddie Mac ease certain property insurance requirements
Fannie Mae and Freddie Mac are rolling back certain property insurance requirements for condominiums and single-family homes in response to ...
Trump orders regulatory overhaul to promote housing finance, construction
The White House today ordered federal regulators to roll back or tailor regulations to expand access to mortgages and spur new ...
Senate passes bipartisan housing package
The Senate passed a bipartisan bill seeking to boost housing supply by removing regulatory barriers and creating incentives for communities ...
Sen. McCormick discusses housing affordability agenda
Amid rising housing unaffordability, Congress needs to remove a the "huge amount of red tape" that inhibits building new homes ...
ABA, associations propose bank capital reforms to boost mortgage lending
Saying that existing capital rules have discouraged bank participation in mortgage lending, ABA and seven other associations offered proposed reforms ...
Bowman: Fed to propose capital changes aimed at reviving banks’ mortgage role
The Federal Reserve will soon issue proposals to change the regulatory capital framework in ways that incentivize banks to originate ...
ABA supports HUD proposal to remove disparate impact from Fair Housing Act rule
ABA expressed support for a HUD proposal to rescind the use of disparate impact in determining Fair Housing Act violations, ...
ABA DataBank: ARMs are noticeable but niche
Adjustable-rate mortgages are increasing but remain just a small subset of the mortgage market.
FHFA finalizes three-year affordable housing goals for Fannie Mae, Freddie Mac
FHFA finalized new three-year affordable housing goals for Fannie Mae and Freddie Mac that lower both enterprises’ targets for single-family ...
