ABA urges HUD to rescind disparate-impact rule
ABA urged HUD to rescind its 2023 disparate-impact rule and replace it with one that more closely aligns with the ...
Tag: Fair lending
ABA report: Justice Department’s redlining enforcement likely unconstitutional
In recent years, the Department of Justice has targeted banks for alleged racial redlining for conduct that does not constitute ...
CFPB rescinds dozens of guidance documents
The CFPB announced it is rescinding dozens of guidance documents on topics such as fair lending, overdraft fees, disclosure policies ...
Executive order calls for removal of disparate-impact liability
The EO directs federal agencies to “deprioritize enforcement” of statutes and regulations that include disparate-impact liability. It also instructs the ...
CFPB vacates settlement against lender over alleged redlining
The CFPB announced it will vacate an existing settlement with the Chicago-based lender Townstone Financial over alleged redlining.
Fair servicing in focus
Navigating regulatory expectations and managing fair lending risks.
ABA Regulatory Policy and Compliance Inbox: When is what may seem to be an overdraft … not?
Determining if a bank's payment of a check is an extension of credit. Plus questions on Reg. X and Reg. ...
CFPB rescinds earned wage access advisory opinion
In an 11th-hour move, the CFPB rescinded an advisory opinion issued under the first Trump Administration that held that a ...
CFPB adjusts exemption thresholds for Reg C, Reg Z
The CFPB announced the annual threshold adjustments for asset-size exemptions from Regulation C, which implements the Home Mortgage Disclosure Act, ...
CFPB finalizes rule to apply TILA requirements to residential clean energy loans
The CFPB finalized a rule that applies the Truth in Lending Act’s ability-to-repay requirements and civil liability provisions to residential ...
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