FHFA’s fintech office to host inaugural tech sprint
The program, titled “Velocity: Securing the free and fair flow of data,” will bring together experts and practitioners from the...
Mortgage
ABA, associations request FHFA extend timeframe for credit scoring change
A proposed change in how a borrower’s representative credit score is calculated once Fannie Mae and Freddie Mac migrate from...
ABA seeks mortgage loan originator rule reforms
While well-intentioned, the Truth in Lending Act’s mortgage loan originator rules are extremely complex and continue to cause considerable compliance...
CFPB threatens legal action against time-barred debt collection
A debt collector who brings or threatens to bring a state court foreclosure action to collect a time-barred mortgage debt...
FHLBs: Meeting liquidity needs in all market conditions
The Federal Home Loan Banks play a critical role in market functioning—especially during periods of volatility.
FFIEC issues 2023 guide to HMDA reporting
The Federal Financial Institutions Examination Council’s 2023 Guide to HMDA Reporting is now available for download. The 2023 guide focuses...
Mortgage Metrics Report: Share of performing mortgages rises in Q4
The share of current and performing first-lien mortgages in the fourth quarter of 2022 was 97.1%, up from 96.4% a...
GSEs update deferral policies to allow for six-month payment deferrals
Fannie Mae and Freddie Mac will allow borrowers facing hardships to defer up to six months of mortgage payments under...
Americans expect slower growth in home prices in 2023
U.S. households expect home prices to grow 2.6% over the next 12 months, down sharply from 7% a year ago,...
Podcast: Crisis response with the most vulnerable in mind
Revisit the critical days of March and April 2020 in Washington on the latest episode of the ABA Banking Journal...
