FHFA Weighs More Forceful Action on ‘Continued Threat’ of PACE Loans
Building on previous warnings about risks associated with home retrofitting loans financed through tax assessments, the Federal Housing Finance Agency...
Mortgage
Boston Fed President: Low Inflation Could Drive Reach for Yield
While the economic outlook in the near term remains positive, persistently low interest rates and continued economic growth could encourage...
Brainard Floats Fed’s Alternative Ideas on CRA Modernization
Federal Reserve Governor Lael Brainard, the agency’s point person for the Community Reinvestment Act modernization process, today outlined the Fed’s...
Podcast: A Continuous Cycle of Tech Investment at Regions Bank
As banking becomes ever more technology-driven, many banks are shifting from a mindset that puts big tech projects off to...
The Community Bank Contrarian
Whether it’s buying a mortgage division in 2009 or building a diversified product set in an age of nichification, community...
Innovation and Choice in the Post-Libor Landscape
The impending demise of Libor is not a liability—it’s an opportunity.
FDIC’s ‘Supervisory Insights’ Highlights CRE Risk Governance
With the volume of commercial real estate loans held by FDIC-insured banks reaching a record of $2.4 trillion in 2019,...
OCC: Mortgage Performance Improves Slightly in Q3
The share of current and performing first-lien mortgages in the third quarter of 2019 was 96.4%, up from 95.4% a...
Agencies Taking Look Back at Risk Retention Rule
Six federal regulatory agencies are commencing a mandated review of the Dodd-Frank Act’s mortgage risk retention rule, which was finalized...
House Passes 2020 Spending Bills; CECL Study Required
The House today approved a spending package for the current fiscal year, funding the government through Sept. 30, 2020. The...
