Growth in home prices ticked up in May
Home prices increased 1.1% in May compared to the same month a year ago, up from a 0.9% rise the...
Economy
ABA DataBank: Consumer confidence slips in July
For banks, according to ABA's team of economists, deteriorating confidence could mean weaker demand for consumer credit in the second...
Durable goods orders increased in June
New orders for manufactured durable goods increased $1.1 billion, or 0.3%, from the previous month to $334.8 billion in June,...
ABA DataBank: Credit unions drifting from their core mission
In the first quarter of 2026, tax-exempt credit unions spent a combined $155.2 million on advertising and promotions and account...
ABA DataBank: New home sales rebound in June
The ABA Office of the Chief Economist views home sales as a potential reversal in mortgage demand. Despite elevated mortgage rates, consumers...
Podcast: Why it might be time to revisit a key FDIC ratio
An up-to-date simulation incorporating more current data may allow the FDIC to meet its goals of covering the industry with...
Mortgage rates tick up
The rate for a 30-year fixed-rate mortgage was 6.58% this week. The rate for a 15-year fixed-rate mortgage was 5.96%.
Is the FDIC’s 2% Designated Reserve Ratio still the right target?
The FDIC’s 2% Designated Reserve Ratio was developed using information available during the financial crisis. Subsequent experience and structural changes...
Rethinking the reserve ratio
Should the denominator reflect the assessment base? A technical analysis
Preliminary: Consumer sentiment increased 4.9 points in July
Consumer sentiment increased 4.9 points month-over-month in July to 54.4, but still down 7.3 points from one year ago, according...
