How AI provides an edge in lending
Recent research reveals banks with greater AI usage offered lower interest rates and experienced fewer instances of default.
Compliance and Risk
ABA urges CFPB to maintain robust supervision of ‘larger participant’ nonbanks
In four comment letters, ABA urged the CFPB to maintain robust supervision of nonbanks in the markets for automobile lending,...
ABA, BPI seek suspension of FDIC signage rule compliance deadline
ABA and the Bank Policy Institute are urging the FDIC to stay the pending compliance date for its revised signage...
FinCEN to postpone deadline for investment adviser rule
FinCEN is proposing to push back the effective date of its investor adviser rule by two years, which comes after...
ABA responds to OCC RFI on potential actions to address payments fraud
According to ABA, “the growing prevalence and sophistication of fraud in today's financial ecosystem underscore the urgency of this inquiry...
Decoding digital money
The real difference between stablecoins and tokenized deposits.
Terrorist drug trafficking organizations: Understanding and countering the threat
As Treasury continues to prioritize combating the illegal production and trafficking of fentanyl, public-private partnerships are vital.
ABA’s Benda testifies before House subcommittee on escalating fraud threats
Banks are working every day to protect their customers from fraud, but they cannot stop criminals by themselves, ABA's Paul...
ABA, NCLC ask Federal Communications Commission to revisit revocation rules
ABA and the National Consumer Law Center sent a joint letter asking the FCC to initiate rulemaking to revisit three...
OCC to divide supervisory functions by bank size
The Office of the Comptroller of the Currency will split its bank supervision and examination division into three distinct units...
