Overseeing the AI wave: How banks and boards can move fast — without breaking trust
The future of banking will be defined not by whether banks use AI, but by how wisely they do so.
Compliance and Risk
Bessent outlines policy agenda to boost community bank business model
Treasury Secretary Scott Bessent shared several steps the Trump administration plans to take to drive a “community bank comeback,” including...
FinCEN renews residential real estate geographic targeting orders
FinCEN announced the renewal of geographic targeting orders that require U.S. title insurance companies to identify the natural persons behind...
FinCEN, agencies release FAQ on suspicious activity reporting requirements
Treasury Secretary Scott Bessent said FAQ is part a broader effort to address “pain points” for banks with AML reporting...
FCC set to propose ABA-backed changes to modernize automated calling rules, strengthen fraud protections
The FCC released a draft notice of proposed rulemaking that, if issued and then finalized, would adopt several American Bankers...
FDIC proposes defining unsafe and unsound practices, removing reputational risk
The FDIC board voted to advance two proposed rules to formally define “unsafe and unsound practices” and to remove reputational...
Survey: Net interest margins, cybersecurity top risks facing community banks
Net interest margins are the most important external risk facing community banks, according to the Conference of State Bank Supervisors’...
OCC to ease examination, licensing requirements for community banks
The OCC announced several actions to reduce the regulatory burden on community banks by tailoring the frequency and scope of...
FinCEN seeks public input on Section 314(a) reporting burden
FinCEN is seeking public comment on the reporting burden under its Section 314(a) regulations, which require financial institutions to search...
Insider risk: Learning and combatting misconceptions
Insider threats — from negligent behavior to malicious intent — demand a coordinated response to detection, escalation and mitigation, according...
