Former Comptroller: CECL a ‘Real Threat’ to Financial System
In an op-ed in American Banker today, industry veteran and former Comptroller of the Currency Gene Ludwig warned that the...
Community Banking
Making Relationships Pay
Relationships fuel profitability, especially in a persistently difficult rate environment.
The Demographic Hurricane Makes Landfall
U.S. birth and marriage rates—and the life expectancy of its young people—are falling. How should banks respond to America’s demographic...
NCUA Proposals Would Allow CUs to Issue Sub-Debt, Facilitate Bank Purchases
The National Credit Union Administration today issued two proposals with significant and troublesome implications for taxpayers.
Stewart Op-Ed Highlights ‘Disturbing’ Trend of Credit Unions Buying Banks
In an American Banker op-ed today, American Bankers Association Chair Laurie Stewart called attention to the “disturbing trend” of large,...
Podcast: Buyer, Seller Scarcity to Drive 2020 M&A Trends
Increasing scarcity of both buyers and sellers will drive bank mergers and acquisitions in 2020, a top bank deal lawyer...
Matchmaker, Matchmaker: The 2020 M&A Outlook
With several serial acquirers out of the market, scarcer targets for purchase and non-traditional deals on the rise, expect banks...
Fed’s Bowman to Speak at Conference for Community Bankers
Federal Reserve Governor Michelle Bowman will deliver a keynote address at ABA’s Conference for Community Bankers—to be held Feb. 9-12...
Colorado Banking Regulator Denies Community Bank Acquisition by Credit Union
The Colorado State Banking Board today denied the sale of a Colorado community bank to one of the state’s largest...
Bowman Concerned About Community Banks’ Exit from Mortgage Markets
Speaking to attendees at a mortgage industry event in Kansas City, Missouri, today, Federal Reserve Governor Michelle Bowman expressed optimism...
