Podcast: The Health of Savings in HSAs

The FDIC’s recent proposal to index key asset thresholds is a long-overdue step toward modernizing a regulatory framework that has failed to keep pace with inflation, economic growth, and the evolution of the banking sector.

The CFPB plans to propose rulemaking on small business lending data collection and consumer data sharing before the end of the year, according to the recently released agency rule list for spring.

Banks don’t charge consumers fees to access their data, and because of banks’ innovation and investments in secure systems, consumers have access to more financial products and secure services than ever, ABA and two associations said in response...

The Federal Reserve’s proposed revisions to the large bank rating system “are necessary and common-sense changes that would rationalize the ratings process and should be adopted without delay,” ABA and BPI said in a joint letter.

The federal government will stop issuing paper checks for most payments on Sept. 30, so individuals who receive a federal benefit check should make sure they have switched to electronic payments by then, the Treasury Department said.

Anticipating the Fed’s five-year review of its framework this summer.