ABA Banking Journal
No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
SUBSCRIBE
ABA Banking Journal
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
No Result
View All Result
No Result
View All Result
ADVERTISEMENT
Home Economy

Small Business Optimism Index Maintains High in June

July 10, 2018
Reading Time: 2 mins read

The NFIB Small Business Optimism Index fell slightly to 107.2, 0.6 point below May’s record reading. This was the sixth highest reading in the index’s 45 year history and just below the record level (108.0) reached in 1983. Twenty-nine percent of business owners surveyed said the next three months was a good time to expand, five points lower than last month’s reading.

Reported job creation rose five points, as 63 percent of businesses reported hiring or trying to hire. However, 55 percent reported few or no qualified applicants for the positions they were trying to fill. Twenty-one percent of employers surveyed cited the difficulty of finding qualified workers as their top business problem. A seasonally adjusted net 20 percent of owners plan to create new jobs, up two points from last month.

Seasonally adjusted, the net percent of owners expecting better business conditions decreased four points to 33 percent. The percent of owners reporting higher sales in the past three months compared to the prior three months was a net 10 percent, down five points from May. Seasonally adjusted, the net percent of owners expecting higher real sales volumes fell five points to 26 percent of owners. Capital spending decreased three points as 59 percent of owners reported capital outlays. The percent of owners planning capital outlays in the next 3 to 6 months declined one point to 29 percent.

Credit concerns remained historically low, as just 3 percent of owners reported that all their borrowing needs were not met, down one point from May. Only 2 percent of business owners surveyed reported that financing was their top business problem, while 16 percent of survey participants listed taxes as their top business problem.

Read the NFIB report.

ADVERTISEMENT
Tags: NFIB
ShareTweetPin

Related Posts

Federal court finds CFPB funding structure constitutional

Court pauses lawsuit over Section 1033 data sharing rule

Compliance and Risk
July 30, 2025

A federal court granted a stay in a lawsuit challenging the CFPB’s financial data sharing rule after the bureau requested time to work on a replacement, but it left in place the deadlines for complying with the current...

ABA Foundation seeks donations to support Mississippi tornado relief efforts

FDIC issues regulatory relief guidance for New Mexico, West Virginia

Compliance and Risk
July 30, 2025

The FDIC released guidance with steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of New Mexico and West Virginia recently affected by severe storms and flooding.

NAR: Pending home sales slipped in May

NAR: Pending home sales declined in June

Economy
July 30, 2025

Pending home sales fell 0.8% in June from the prior month, the National Association of Realtors said. Year over year, pending transactions were down 2.8%.

Report: More states creating restrictions on crypto ATMs

Report: More states creating restrictions on crypto ATMs

Compliance and Risk
July 30, 2025

A growing number of states have enacted or are considering new regulations on cryptocurrency ATMs to crack down on fraud involving the machines, according to AARP.

ABA Data Bank: U.S. economic growth slower than initially thought

Second quarter 2025 GDP (advanced estimate) increased 3%

Economy
July 30, 2025

Real gross domestic product (GDP) increased at an annual rate of 3% in the second quarter of 2025, according to the advanced estimate released by the U.S. Bureau of Economic Analysis. In the first quarter, real GDP decreased...

Former FDIC chair urges lawmakers to rethink credit union tax exemption

State bankers associations seek federal study on credit unions’ tax status

Community Banking
July 29, 2025

The Treasury Department should conduct a study of the $2.37 trillion credit union system to determine whether its current activities align with its longstanding tax-exempt status, 52 state bankers associations said in a joint letter to the department.

NEWSBYTES

Court pauses lawsuit over Section 1033 data sharing rule

July 30, 2025

FDIC issues regulatory relief guidance for New Mexico, West Virginia

July 30, 2025

NAR: Pending home sales declined in June

July 30, 2025

SPONSORED CONTENT

Navigating Disruption in Ag Lending – Why Tariffs Are Just the Tip of the Iceberg

Navigating Disruption in Ag Lending – Why Tariffs Are Just the Tip of the Iceberg

July 1, 2025
AI Compliance and Regulation: What Financial Institutions Need to Know

Unlocking Deposit Growth: How Financial Institutions Can Activate Data for Precision Cross-Sell

June 1, 2025
Choosing the Right Account Opening Platform: 10 Key Considerations for Long-Term Success

Choosing the Right Account Opening Platform: 10 Key Considerations for Long-Term Success

April 25, 2025
Outsourcing: Getting to Go/No-Go

Outsourcing: Getting to Go/No-Go

April 5, 2025

PODCASTS

Demographic trends shaping the U.S. banking outlook

July 30, 2025

Podcast: How institutional banking helps build one regional bank’s strategy

July 24, 2025

The future of careers in risk and compliance

July 17, 2025
ADVERTISEMENT

American Bankers Association
1333 New Hampshire Ave NW
Washington, DC 20036
1-800-BANKERS (800-226-5377)
www.aba.com
About ABA
Privacy Policy
Contact ABA

ABA Banking Journal
About ABA Banking Journal
Media Kit
Advertising
Subscribe

© 2025 American Bankers Association. All rights reserved.

No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive

© 2025 American Bankers Association. All rights reserved.