ABA Banking Journal
No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
SUBSCRIBE
ABA Banking Journal
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
No Result
View All Result
No Result
View All Result
Home Retail and Marketing

Angling for Commercial Prospects

July 18, 2017
Reading Time: 4 mins read

By Hillary Kelbick

Use this strategy to increase your catch in the commercial marketplace.

The other day I got hooked on a TV documentary about fly fishing in Montana. (Yes, the pun was intended.) And I thought, what a perfect analogy for commercial prospecting. Just like fly fishing, it’s practiced mostly by solitary bankers who spend years learning the subtle skills of their craft. And just like fly fishing, it’s really hard!

How can you help your sales staff with this effort? How do you cut through all the noise and the clutter, and have an impact on some of the most elusive and wily targets of all: the denizens of the C-suite at commercial companies? Maybe you need to take a cue from fly fishing, and make sure you’re using the right lure to reel them in.

Creating your lure.

I am a big proponent of using a “standout” strategy to help jump-start your efforts. By standout, I mean any item that will immediately get noticed among all the traditional letters and envelopes that normally hit an executive’s desk each day.

Your standout item could be in a package or a mail pouch, or it could even be a traditionally shaped mailing that is designed in an unconventional way. But it’s nothing like a traditional direct mail package—in fact it’s quite the opposite. You need to find or create something really memorable and unique, something that will ultimately prompt an executive to take a call he or she might not otherwise take. Here are a few thoughts to get your creative juices flowing:

  • Figure out a way to print unconventionally. I’ve had success with lenticular printing, which is the grown-up version of the 3-D baseball cards we used to buy as kids. It’s a dramatic and fun way to deliver a sequence of messages, just by tilting the angle of the card.
  • If you like the idea of a premium, consider one that can be divided easily into parts that work together but not separately, like an intriguing electronic gadget and the remote control that makes it run. Send the gadget with a promise to deliver the controller in-person. It’s a great incentive for prospects to accept a subsequent meeting with your banker.
  • Alternatively, you can simply create a beautiful, upscale package. It doesn’t have to be expensive to look expensive. Remember, you’re dealing with small quantities here, so if hand assembly is required, you may even be able to manage the process internally.

As you consider ideas, here are a few points to keep in mind. C-suite executives have gatekeepers who screen mail, but gatekeepers are far less likely to toss any mailing that looks highly personalized or valuable. Just remember, it’s important that the package is not construed as potentially dangerous in our post-9/11 world. Large, heavy boxes, lumpy envelopes or unmarked packages are a no-no.

Above all, you don’t want to come off as frivolous. Commercial banking is serious business, and you need to deliver a powerful message about a key competitive advantage your bank can offer. So your first objective is not to figure out what you should send, but what you should say.

It also helps if your standout item reflects that key message. For example, perhaps you want to focus on a competitive advantage like highly personalized attention from your business bankers. If you choose a standout item that’s message-related, your recipient is more likely to remember you each time he or she uses the item.

Making a good cast.

In fly fishing, casting your fly in precisely the right spot is the name of the game. Same thing with this effort: all aspects must be handled flawlessly. Errors of any sort are disastrous, so make sure that names and titles are executed to perfection. Send your standout item via FedEx, UPS, or other services that provide tracking capabilities. Once the item is sent, prompt follow-up is crucial, so be sure to stagger your deliveries, giving your bankers time to adequately reach one batch of prospects before moving on to the next.

As promising leads emerge from first-round calls, give your bankers the tools they need to make the most of their opportunities. Create talking points so you know you’re conveying key benefits on a consistent basis. Create sales sheets and/or electronic presentations that integrate with the promotional theme, if any, for them to bring to meetings.

In addition, encourage your bankers to expand their connections within each target company. Save your standout item for C-level execs only, but create messaging that extends well beyond the C-suite—to the money managers who make day-to-day financial decisions using your products, and even the technical staff who supervise the flow of information to and from your bank. Remember, your executive decision-makers will likely get a group consensus before making any significant switch in banking relationships. Anticipate that moment by reaching out to the other people within the organization whose opinions will matter.

Sure, all of this adds up to a long to-do list. But your bankers will be the first to tell you, the excitement of landing a large commercial account is worth all the time, patience, and effort required. So try this strategy. You’ll spend more of your time celebrating successes—and less time lamenting the ones that got away.

Hillary Kelbick is president and CEO of MKP communications inc., a New York based agency specializing in financial services marketing and merger communications. Email: [email protected].

Tags: Commercial clientsProspecting
ShareTweetPin

Related Posts

FTC seeks to enforce business disclosure of personalized pricing

FTC seeks to enforce business disclosure of personalized pricing

Compliance and Risk
August 26, 2026

Businesses that fail to disclose that they use consumer data to set personalized prices for goods or services are likely engaging in deception or unfairness and can expect the Federal Trade Commission to pursue enforcement actions, according to...

From the Vault: Traveler’s checks and creative destruction

From the Vault: Traveler’s checks and creative destruction

Retail and Marketing
August 19, 2026

The first recognizable traveler’s check was issued in 1772. Why did they disappear?

Cost of funds shoots to top of community bankers’ concerns in 2024

Survey finds most consumers want to maintain bank branch access

Community Banking
August 14, 2026

U.S. consumers want digital banking convenience but also want to maintain access to bank branches and people for complex issues and personalized financial guidance, according to a new survey by Santander.

Banks, Sports Sponsorships and COVID: Three Ways to Win

The new playbook for banking athletes

Retail and Marketing
August 10, 2026

An ABA Banking Journal series explores how banks are adapting to the financial needs of student athletes, professionals and the sports industry around them.

National Bankers Association partners on program to help close the racial wealth gap

How banks can garner their share of the wealth transfer windfall

Wealth Management
August 3, 2026

Many financial institutions are very good at building multi-generational family relationships and there is much to learn from them.

Nothing ‘nil’ about NIL

Nothing ‘nil’ about NIL

Retail and Marketing
July 28, 2026

Five years after court rulings and NCAA changes freed up student-athletes to be compensated, banks of all sizes are finding new opportunities to connect with audiences.

NEWSBYTES

FDIC pushes back comment deadline for disclosure rule

August 27, 2026

Survey finds employee contributions to health savings accounts grew in 2026

August 27, 2026

FTC seeks to enforce business disclosure of personalized pricing

August 26, 2026

SPONSORED CONTENT

Could Your Bank Absorb the Hidden Cost of Running Legacy Systems?

August 20, 2026
Why Your Systems Keep Slowing Down — and What to Do About It

The exam question a backup can’t answer

August 18, 2026
Beyond Surveillance: Rethinking Security for Modern Financial Institutions

Beyond Surveillance: Rethinking Security for Modern Financial Institutions

August 12, 2026
Relationship Banking at Scale: Why Banks Need The Digital Sales & Service Platform

Relationship Banking at Scale: Why Banks Need The Digital Sales & Service Platform

August 1, 2026

PODCASTS

Could Your Bank Absorb the Hidden Cost of Running Legacy Systems?

August 20, 2026

Podcast: Banking the brave new world of college athletics

August 4, 2026

Podcast: Tactics for meaningful strategic planning

July 28, 2026

American Bankers Association
1333 New Hampshire Ave NW
Washington, DC 20036
1-800-BANKERS (800-226-5377)
www.aba.com
About ABA
Privacy Policy
Contact ABA

ABA Banking Journal
About ABA Banking Journal
Media Kit
Advertising
Subscribe

© 2026 American Bankers Association. All rights reserved.

No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive

© 2026 American Bankers Association. All rights reserved.