Recycling the narrative on cash
Cash may not be king, but consumers have not dethroned it completely. What can U.S. banks do to handle cash...
Payments
ABA, associations: Credit card routing mandate would make life less affordable for Americans
ABA joined nine bank and credit union associations in urging lawmakers to once again reject legislation that would impose new...
ABA, associations urge appeals court to reverse debit card interchange fee ruling
A recent court ruling imposing a new interpretation of the Federal Reserve’s standard for setting debit card interchange fees would...
ABA, associations: Stablecoin loophole threatens local lending
Trillions of dollars for community lending could be lost if lawmakers fail to close a loophole crypto firms could use...
ABA, associations respond to Trump’s call for credit card rate cap
President Trump’s proposal for a one-year cap of 10% on credit card interest rates would harm consumers and small businesses...
OCC proposes revising chartering rules for national trust institutions
The OCC is proposing to amend its chartering regulations to clarify that national banks limited to the operations of trust...
Podcast: The incredible shrinking penny (circulation)
ABA's Steve Kenneally on the Fed's decision on penny deposits, the operational challenges the penny phaseout poses to retailers and...
Fed to resume penny deposits next week
The Federal Reserve announced that it will resume accepting pennies from banks and credit unions at commercial coin distribution locations...
Scott: Senate Banking Committee to vote on market structure bill next week
The Senate Banking Committee will vote next Thursday, Jan. 15, on a market structure bill to establish a regulatory framework...
Community Bankers Council members urge Congress to close stablecoin loophole
Lawmakers should use proposed market structure legislation to ensure that the Genius Act’s prohibition on interest applies to affiliates and...
