ABA, associations seek guardrails on FCRA class action litigation abuse
A proposed bill to curb abuse of the Fair Credit Reporting Act by class action plaintiffs' attorneys would establish reasonable...
Legal
FDIC, OCC side with plaintiffs in lawsuit over Colorado rate cap
A federal court erred when it left in place a Colorado law capping interest rates and fees on loans to...
How banks can avoid the dangers of AI slop
Banks can achieve powerful results with generative AI platforms, but poor-quality AI output can harm operations and reputations.
Trump issues executive orders to challenge state AI laws, rein in proxy advisors
President Trump signed two executive orders creating a task force to challenge state laws on artificial intelligence and directing federal...
Pricing, policy and pace
The 2026 bank M&A outlook
OCC’s Gould criticizes court ruling to enforce Colorado rate cap
Comptroller of the Currency Jonathan Gould criticized a recent federal court decision leaving in place a Colorado law that caps...
ABA, associations ask Fed to withdraw proposal to lower debit card fee cap
ABA and eight financial sector associations are urging the Federal Reserve to withdraw a two-year-old proposal to lower the cap...
Supreme Court sets January date for hearing on removing Cook from Fed board
The U.S. Supreme Court will hold oral arguments in January on whether to overturn a lower court order barring President...
DOJ: Congress, not Fed, must fund CFPB
The CFPB will exhaust its currently available funding early next year, and the bureau cannot withdraw funds from the Federal...
Gould outlines OCC’s review of ‘debanking’
The OCC is taking action to address concerns about “debanking,” including through the licensing process and CRA exams, Comptroller of...
