FHFA changes position on two key areas of GSE oversight
The agency rescinded a 2024 advisory bulletin asserting its authority to regulate unfair or deceptive acts or practices by Fannie Mae and ...
Tag: UDAP
OCC publishes updated UDAAP booklet
The OCC issued version 1.1 of the “Unfair or Deceptive Acts or Practices and Unfair, Deceptive or Abusive Acts or ...
FDIC issues revised guidance for multiple fees charged for re-presented transactions
The FDIC released updated guidance clarifying that, with regards to conducting a lookback review for multiple non-sufficient funds fees being ...
FDIC: ‘Authorize positive, settle negative’ overdraft fees present risks of unfairness
APSN overdraft fees present risks of unfairness because the consumer cannot reasonably avoid receiving the fees due to the “complicated ...
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