ABA Regulatory Policy and Compliance Inbox: Just what is reportable under CRA?
What about refinances and renewals for small business, small farm and community development loans? And: Understanding risk-based pricing notices.
Tag: FCRA
ABA, associations urge House lawmakers to ban abuse of mortgage trigger leads
The bipartisan Homebuyers Privacy Protection Act would amend the Fair Credit Reporting Act to eliminate abusive mortgage “trigger leads,” only ...
Compliance question of the month: April 2025
Compliance QOTM answers question on opting out of information sharing under Regulations P and V.
Compliance question of the month: March 2025
Compliance QOTM answers question on risk-based pricing notices of Regulation V.
The 2024 compliance outlook
Change is the only constant and banks’ processes must be fine-tuned to detect all that happens in a rapidly-transforming regulatory ...
CFPB issues final rule on credit reporting protections for human trafficking survivors
The rule updates the Fair Credit Reporting Act’s implementing regulation to ensure it meets DBRA’s credit reporting requirements and that ...
ABA weighs in on CFPB’s human trafficking, credit reporting proposal
ABA today wrote to the CFPB in response to a recent proposal to implement a section of the 2022 National ...
Can We Block Credit Applications from Consumers Who Were Denied Because of a Credit Freeze?
…and other questions from ABA Regulatory Policy and Compliance Inbox
Compliance Priorities for 2021
In light of the challenges throughout 2020, a high compliance priority will be ensuring that your interactions with your borrowers ...
When Can My Bank Cease Compliance with the Remittance Transfer Rule?
. . . and other questions from the ABA Regulatory Policy and Compliance Inbox for November/December 2020.
