Farm banks continue deep rural roots, strong role in ag financing
Farm banks accounted for more than one-third of all farm lending nationwide while maintaining solid capital, profitability and employment levels ...
Tag: Credit
ABA: Policymakers should avoid changes that reduce credit availability
The Fair Credit Reporting Act is a critical consumer protection law that supports responsible lending, and policymakers should avoid changes ...
Understanding today’s credit landscape: the case for resilience through education
It is essential to look beyond the balance sheets and understand the pressures facing the modern borrower.
CFPB, DOJ to withdraw warning on using immigration status to determine creditworthiness
The CFPB and Department of Justice plan to withdraw 2023 guidance warning financial institutions that they risk violating federal protections ...
Bank economists: Credit outlook improves amid continued softening
While the outlook for credit conditions over the next six months has improved, bank economists expect continued softening in credit ...
Community banks’ strategic goals and planning
Big challenges, big goals and the tools community banks need to tackle them in 2025.
Bank economists: Credit conditions face continued challenges over next six months
Credit conditions are expected to soften over the next six months as the labor market weakens and inflation persists, according ...
FHFA ends SPCPs supported by Fannie and Freddie
This directive, which is effective immediately, is a significant policy shift and will affect banks with mortgage-based SPCPs.
Harnessing the Power of AI in Credit Decisioning
SPONSORED CONTENT PRESENTED BY nCino The one constant in the financial industry landscape will always be change. When it comes ...
ABA, CBA urge New York City to withdraw proposed debt collector rule
ABA and the Consumer Bankers Association urged a New York City agency to withdraw a proposed rule to expand the ...
