ABA Welcomes CFPB’s Reg Z Libor Transition Proposal, Recommends Tweaks
With the London Interbank Offered Rate relied on by many banks not guaranteed to be available after 2021, ABA and...
Mortgage
ABA, Trades Call on FHA to Revise Underwriting Policy on Student Debt
ABA this week joined a coalition of housing and financial trade groups in a letter urging the Federal Housing Administration...
Crapo Presses Regulators to Extend CARES Act Relief Provisions
As reported by Politico this week, Senate Banking Committee Chairman Mike Crapo (R-Idaho) wrote to the heads of the financial...
Fed Survey: Loan Demand Plummets in Second Quarter
As the U.S. economy dove deeper into recession amid the coronavirus pandemic in the second quarter, more than half of...
ABA Study Provides Window into Pre-COVID, Post-COVID Construction Lending
ABA today released a research study examining banks’ construction lending activity.
FHFA Proposes 2021 Houses Goals for Fannie, Freddie
The Federal Housing Finance Agency today proposed to hold housing goals for Fannie Mae and Freddie at their current levels...
Can My Bank Require Opt-In to Overdraft as a Condition of Receiving a Debit Card?
…and other answers to your compliance questions in the July/August 2020 ABA Regulatory Policy and Compliance Inbox.
Fannie, Freddie Announce Disaster Payment Deferral Option
Fannie Mae and Freddie Mac today announced a new disaster payment deferral option for servicers to offer customers
FSOC to Conduct Assessment of Secondary Mortgage Market
The Financial Stability Oversight Council announced today that it plans to undertake an activities-based review of the secondary mortgage market...
FHFA Extends Loan Processing Flexibilities for GSEs
To continue providing support to mortgage borrowers during the coronavirus pandemic, the Federal Housing Finance Agency said it would extend...
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