The Increasingly Hot Topic of Climate Change: What Compliance Officers Need to Know
Climate change is a big issue, but compliance officers are adept at issue management. Start with root cause analysis.
Mortgage
OCC: Mortgage Performance Improves in Second Quarter
The share of current and performing first-lien mortgages in the second quarter of 2021 was 95%, up from 91.1% a...
Freddie Mac Clarifies Group Home Mortgage Purchase Policies
Following misunderstanding about Freddie Mac's rules for purchasing mortgages secured by group homes, the Department of Housing and Urban Development...
Helping Home Buyers Navigate a Hot Housing Market
The frothy housing market can create challenges for borrowers and lenders. Bankers can help by alerting borrowers up-front to the...
FHFA Proposes Changes to Regulatory Capital Framework for Fannie, Freddie
The Federal Housing Finance Agency proposed changes to the prescribed leverage buffer amount and the capital treatment of risk transfers...
FHFA, Treasury Suspend PSPA Changes
The Federal Housing Finance Agency and the Treasury Department today announced the suspension of changes to the preferred stock purchase...
Avoiding Fraudulent Transfer Claims from Loan Workouts
Here are five actions banks can take to stay out of trouble.
FHFA to Require Race-Conscious Housing Plans from Fannie Mae, Freddie Mac
The Federal Housing Finance Agency today announced that Fannie Mae and Freddie Mac will be required to submit annual “equitable...
Are Mobile Homes ‘Permanent’ Under Federal Flood Regulations?
Questions and answers from the July/August 2021 ABA Regulatory Policy and Compliance Inbox.
FHFA Announces Steps to Promote Affordable Housing
As part of the Biden administration’s effort to increase the supply of affordable housing, the Federal Housing Finance Agency today...
