OCC: Underwriting Standards Ease, Credit Risk Grows
Credit risk for both retail and commercial loan products has increased over the past three years as and is expected...
Mortgage
Counting Down Top 10 Challenges for CRE in 2016
What will be top of mind for CRE lenders next year?
Gruenberg: Agencies Revisiting Thresholds for Appraisal Rules
The banking agencies are revisiting the dollar thresholds for their appraisal requirements, FDIC Chairman Martin Gruenberg said in Arlington, Va.,...
Fannie, Freddie Loan Limits Largely Unchanged in 2016
The maximum conforming loan limits for mortgages Fannie Mae and Freddie Mac purchase in 2016 will remain at current levels,...
FHFA: Q3 HARP Refinances Down
More than 495,000 borrowers refinanced their Fannie Mae or Freddie Mac mortgage loans in the third quarter, with 25,824 refinanced...
CFPB Updates Rulemaking Agenda for 2015-16
The Consumer Financial Protection Bureau today updated its rulemaking agenda for the remainder of 2015 and into 2016.
Fed Announces Plan for Unclaimed Foreclosure Settlement Funds
The Federal Reserve today announced its plan for redistributing unclaimed funds from the financial regulators’ Independent Foreclosure Review process.
House Passes ABA-Advocated Portfolio Lending Bill
By a bipartisan 255-174 vote, the House today passed H.R. 1210, which would designate all mortgage loans that institutions originate...
FHA Insurance Fund Returns to Mandated Reserve Level
The Federal Housing Administration said today that the capital ratio for its mortgage insurance fund has reached 2.07 percent --...
