From Libor to SOFR
Used for nearly half a century, Libor underpins more than $350 trillion of financial products. As regulators and the industry...
Commercial Lending
Sens. Cotton, Jones Introduce HVCRE Clarification Bill
Senate Banking Committee members Tom Cotton (R-Ark.) and Doug Jones (D-Ala.) yesterday introduced a bill that would clarify the regulatory...
In 2018, Banks Expect to Ease Standards for C&I Loans, Tighten for CRE
Many banks anticipate that they will ease credit standards and terms for large and middle-market firms in 2018, but they...
Appraisal Qualifications Board Adopts Proposal to Address Appraiser Shortage
The Appraisal Qualifications Board announced today that it will adopt a proposal to change the qualification criteria for real property...
A Bankerless Bank Hub
How one bank developed a creative storefront solution for small businesses’ cashflow needs.
Podcast: Jill Castilla on Creating a Bankerless ‘Bank Hub’ for Small Businesses
Jill Castilla's bank, Citizens Bank of Edmond in Oklahoma, has a one-branch strategy — but lots of big ideas for...
Small Business Owners’ Optimism Nearing Pre-Recession Highs
The Wells Fargo/Gallup Small Business Index survey -- a measure of small business owners’ perceptions of their operating environments --...
ABA Supports Appraisal Qualifications Board Proposal to Address Appraiser Shortage
In a comment letter to the Appraisal Qualifications Board today, the American Bankers Association offered its support for a proposal...
Newsbytes Podcast: Banking on the Last Frontier
Did you ever wonder what it's like to be a banker on the Last Frontier? On the latest episode of...
FDIC Report Shows Few ‘High-Risk’ Banks; Notes Concentration Concerns
Only about one in 10 banks can be considered at “high” credit risk, according to the FDIC’s most recent credit...
