National bank preemption and the integrity of the U.S. payments system
At stake is more than a single fee. It is the continued integrity of a national banking system that supports...
Bank capital policy is economic policy
Tackling affordability starts with the cost of credit — and future capital rules can help.
The unrealized promise of the community bank leverage ratio
After more than a decade of advocacy on the CBLR, regulatory choices have limited its effectiveness — but that can...
ABA Viewpoint: Making the endgame a real endgame
If U.S. regulators move forward on the Basel III endgame, they must roll back redundant rules that over-complicate the capital...
ABA Viewpoint: Modernizing the Basel Committee’s RCAP
It's time to recognize outcomes, not just check boxes.
ABA Viewpoint: The cost of standing still
The regulators’ plodding pace and outdated methods for reviewing bank mergers hurts bank customers and local communities.
A new front for the Trump administration in the war on inflation
Indexing regulatory thresholds to inflation by default can keep expenses down for businesses — and their clients.
What happens in Basel doesn’t stay there
International banking standards affect all parts of the economy. We need a broad range of perspectives to inform standard-setting.
Beyond the endgame: A simpler approach to capital
A ‘single stack’ approach to capital would be efficient, flexible for smaller banks, sensitive to risk — and aligned with...
Don’t take our word for it
The entire U.S. economy faces harms from the Basel III endgame. The public’s concerns warrant a data collection and analysis...
