ABA Banking Journal
No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
SUBSCRIBE
ABA Banking Journal
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive
No Result
View All Result
No Result
View All Result
Home Compliance and Risk

Compliance + Marketing: A Love Match?

February 14, 2018
Reading Time: 4 mins read

By Sarah Oliver, CRCM

“It’s great to meet you. Tell me something about yourself. What do you do?”

No, this wasn’t an interview, although first dates can feel that way.

I like what I see so far. Tall, dark, handsome, and he’s also a single parent of a teenager, such like myself. So far, so good. His reply:

“I’m the digital marketing manager of a global firm within the medical device industry.”

Stop the press. After kicking myself for not having thought of a good exit before the date began, I figure what the heck. Let’s make the most of this and maybe even have some fun.

“Well James,* I’m a compliance officer turned consultant in the financial industry, and so the irony doesn’t escape me that we are perhaps the most unlikely pair. I know. Compliance professionals are just so boring. And they all lack imagination. They take forever (like at least a few hours) to approve the latest campaign, and even then, they require so much fine print the ads don’t even look attractive anymore! They don’t like working late on Fridays for the sake of a new product rollout, and they’re always complaining about being the last to know about ‘these things.’ Compliance people are just so hard to please.”

*It’s a nice pseudonym, don’t you think?

Much of the early discussion centered on each of our careers within highly regulated industries, and our experiences from our own respective ends of the spectrum. We started with the usual jokes. I told the one about how people who don’t know what to major in choose marketing. He told the one about why it takes three compliance officers to change a lightbulb: one to change it, one to check it and one to check it again.

I’m not exaggerating. This conversation really did take place. But something else happened too. We started comparing the similarities of our struggles instead of the differences. Turns out, marketing managers have some of the same struggles compliance professionals have.

  1. Everyone reports to someone.

Fact. We all report to someone. And not just supervisors or bosses, but to regulators, examiners, clients, and more. Marketing and compliance officers are fully aware that every decision they make will affect something and someone. We all feel the pressure to protect our clients, consumers, and personal reputations by dotting the i’s and crossing the t’s. As compliance professionals feel the gravity of increasing individual criminal liability within the financial industry, so do marketing managers worry that the latest, and most carefully thought-out and cultivated campaign might flop, along with the end goal—ROI. Turns out, James and I both know what it’s like to lie awake at night running various work-related scenarios through our heads.

  1. The ball is always moving.

How can we be sure that a decision made today won’t be one we regret tomorrow? We can’t. Change is constant.

Let’s use the social media function as an example. It’s constantly morphing as a direct result of new regulations, guidelines, enforcement actions, platform updates and ever-changing algorithms. There are also constant developments in the realm of targeted and paid social advertising. The best we can do in any position is to collect and analyze as much information as we have available today before making decisions. And to keep doing the next right thing.

  1. Bedeviled by big data.

Compliance professionals are not the only ones who honestly wonder if big data isn’t going to be what pushes them off the edge of sanity. It’s enough to make anyone’s head explode, if for different reasons. While we worry that big data is a giant potential privacy issue, marketing managers worry that their staff may not have the expertise to keep up with ever-changing linguistics and new report formats to support their senior loan officers’ or production managers’ campaign requests.

  1. Multitasking has become overtaxing.

Technology is here to stay. And it’s created a scenario in which we are never “unplugged.” In other words, most of us are at the beck and call of our work issued and personal electronic devices. Never before have professionals across vast industries been under so much pressure to work efficiently. We’ve moved from the shared office green screen and typewriters to multiple monitors, desk tops, laptops, personal scanners, tablets, and cell phones in an unnervingly short amount of time. The bottom line is that it’s overwhelming. In fact, if you don’t find it overwhelming, you probably should look at increasing your efficiency level.

Going back to the date…

James and I ultimately laughed at our collective struggles. We found common ground within our careers and our personal lives. Whoever would have thought a digital marketing manager and a compliance consultant would have such a good time?

It is so important to bridge this gap between marketing and compliance professionals. It’s in both our best interests if we:

  • Be kind to one another
  • Realize shared stresses
  • Express appreciation

Both the compliance and marketing functions play an important role in keeping the doors open at your institution. The hardest part is often just making that first move towards a more peaceful and collaborative coexistence. This is especially true in the event of an already strained relationship. Just remember, the more tense the relationship may be today, the greater the rewards when you can sit in the same planning meeting and join together mighty forces.

Sarah Oliver is a consultant in the Financial Institutions Advisory Group of Saltmarsh, Cleaveland & Gund. Her primary areas of expertise include providing compliance reviews, assisting with special research matters and consulting on deposit and lending related regulations as well as social media approaches for financial institutions. Email: [email protected].

Tags: Communications skillsCompliance
ShareTweetPin

Related Posts

Fed, FDIC withdraw statements on managing risks for crypto

OCC: National banks can engage in riskless principal crypto transactions

Compliance and Risk
December 9, 2025

The OCC issued new guidance for agency staff stating that national banks may engage in riskless principal crypto-asset transactions.

FTC sues to block merger of mortgage lender tech providers

Freddie Mac issues guidelines for AI use by mortgage companies

Compliance and Risk
December 9, 2025

Freddie Mac has updated its guidelines for mortgage companies to establish a framework for the responsible use and deployment of artificial intelligence technologies and machine learning systems.

Survey: Marketers working closer with more bank business lines

Marketing Money Podcast: Still rolling

Retail and Marketing
December 9, 2025

How did a bank marketing podcast make it to 200 episodes?

BIS: Stablecoins fail as ‘sound money’

Tokens from history

Compliance and Risk
December 9, 2025

Are stablecoins a high-tech revival of wildcat banks? Lessons from history for today’s payment innovators.

Is deepfake technology shifting the gold standard of authentication?

Are we sleepwalking into an agentic AI crisis?

Compliance and Risk
December 9, 2025

Governance of autonomous AI agents may not be keeping up with the power of the technology.

Survey finds many bank customers not protecting accounts

Survey finds many bank customers not protecting accounts

Compliance and Risk
December 8, 2025

The survey found that 23% of bank customers and 29% of credit card customers said they had not taken any security measures to secure their accounts.

NEWSBYTES

OCC’s Gould criticizes court ruling to enforce Colorado rate cap

December 9, 2025

IRS issues guidance on health savings account provisions in tax bill

December 9, 2025

OCC: National banks can engage in riskless principal crypto transactions

December 9, 2025

SPONSORED CONTENT

Seeing More Check Fraud and Scams? These Educational Online Toolkits Can Help

Seeing More Check Fraud and Scams? These Educational Online Toolkits Can Help

November 1, 2025
5 FedNow®  Service Developments You May Have Missed

5 FedNow® Service Developments You May Have Missed

October 31, 2025

Cash, Security, and Resilience in a Digital-First Economy

October 20, 2025
Rethinking Outsourcing: The Value of Tech-Enabled, Strategic Growth Partnerships

Rethinking Outsourcing: The Value of Tech-Enabled, Strategic Growth Partnerships

October 1, 2025

PODCASTS

Podcast: The outlook for tech-forward community banking

December 4, 2025

Podcast: The Erie Canal at 200

November 6, 2025

Podcast: Why branches are top priority for PNC

October 23, 2025

American Bankers Association
1333 New Hampshire Ave NW
Washington, DC 20036
1-800-BANKERS (800-226-5377)
www.aba.com
About ABA
Privacy Policy
Contact ABA

ABA Banking Journal
About ABA Banking Journal
Media Kit
Advertising
Subscribe

© 2025 American Bankers Association. All rights reserved.

No Result
View All Result
  • Topics
    • Ag Banking
    • Commercial Lending
    • Community Banking
    • Compliance and Risk
    • Cybersecurity
    • Economy
    • Human Resources
    • Insurance
    • Legal
    • Mortgage
    • Mutual Funds
    • Payments
    • Policy
    • Retail and Marketing
    • Tax and Accounting
    • Technology
    • Wealth Management
  • Newsbytes
  • Podcasts
  • Magazine
    • Subscribe
    • Advertise
    • Magazine Archive
    • Newsletter Archive
    • Podcast Archive
    • Sponsored Content Archive

© 2025 American Bankers Association. All rights reserved.