Weekly Infobyte: Lending Goes Digital

How regulatory and consumer expectations are shifting how partner banks compete for fintech deposits.

The Federal Housing Administration should align its minimum property requirements with those used by Fannie Mae and Freddie Mac, which would streamline the FHA financing process and make it less expensive for lenders to produce – and consumers...

ABA noted that while nearly every state has legalized marijuana in some form, the uncertain legal landscape means state-licensed marijuana businesses frequently operate on a cash basis, outside the regulated banking system.

For banks, continued growth in services and expansion in employment should support commercial and industrial lending, particularly among service-oriented small and midsize businesses.

The number of noncash payments more than tripled since 2000, with credit cards now outpacing debit cards in growth in use, according to initial findings from the Federal Reserve's triennial payments study.

As Americans prepare to celebrate the Fourth of July, the cost of a traditional cookout averages $73.82 for 10 people in 2026, up $2.90 (or 4%) from last year and broadly in line with inflation.