Cleveland Fed Study Questions Common Claims about P2P Loans [RETRACTED]

The online lending study by researchers at the Federal Reserve Bank of Cleveland originally discussed on this page has been challenged by many sources over its use of the term “P2P” and the data underlying the research. Since these problems might invalidate the study’s conclusions as summarized in the original article, we have decided to retract this article to avoid confusion and inadvertent error.

— THE EDITORS