OCC proposes ‘simplified’ CRA planning option for community banks
The proposal is designed to make the CRA strategic plan option more accessible and less resource-intensive for banks with assets...
Policy
ABA, associations seek guardrails on FCRA class action litigation abuse
A proposed bill to curb abuse of the Fair Credit Reporting Act by class action plaintiffs' attorneys would establish reasonable...
FDIC, OCC side with plaintiffs in lawsuit over Colorado rate cap
A federal court erred when it left in place a Colorado law capping interest rates and fees on loans to...
FDIC board adopts measures on agency budget, special assessment, bank branches
The FDIC board adopted a 2026 operating budget that slashes the agency’s staffing levels by nearly 20%, voted to lower...
ABA expresses support for bills on flood insurance, de novo banks
ABA urged House lawmakers to advance several bills on a host of issues, from National Flood Insurance Program reauthorization to...
FDIC proposes application process for banks seeking to issue stablecoins
The FDIC proposed rulemaking to establish a process under which banks and savings institutions can seek agency approval to issue...
ABA, state associations favor narrower focus for small-business data collection rule
ABA and 52 state bankers associations said that they support most of the proposed revisions to the CFPB’s small-business lending...
ABA supports proposed changes to fair lending enforcement
ABA urged the CFPB to finalize its rule to change how it enforces the Equal Credit Opportunity Act, including the...
Banking agencies announce annual threshold adjustments
Agencies announced the 2026 dollar thresholds for higher-priced mortgage loans subject to special appraisal requirements, Regulation Z and Regulation M...
ABA questions OCC approval of trust charters for crypto companies
ABA President and CEO Rob Nichols said the OCC's approvals raise important questions about the scope and oversight of the...
