ABA’s Nichols: Banking sector seeing positive policy developments
The banking sector has seen many constructive, positive policy developments at the federal level so far this year, and top ...
Tag: UDAAP
CFPB rescinds dozens of guidance documents
The CFPB announced it is rescinding dozens of guidance documents on topics such as fair lending, overdraft fees, disclosure policies ...
Fifth Circuit dismisses appeal of UDAAP lawsuit
The Fifth Circuit Court of Appeals granted a request by the CFPB and ABA and other plaintiffs to end a ...
CFPB agrees to end UDAAP lawsuit
ABA, the Texas Bankers Association and other plaintiffs announced they have reached an agreement with the CFPB to end a ...
ABA, associations: CFPB lacks authority to ban certain contract terms
The CFPB does not have the authority to prohibit contractual provisions in agreements for consumer financial products or services that ...
CFPB urges states to ban ‘junk fees,’ revamp consumer protection laws
As part of a last-minute flurry of rulemaking and guidance, the CFPB released a report recommending states “strengthen” consumer protections ...
Preparing for 2025: Navigating compliance in a time of change
The uncertain regulatory environment makes board-management communication even more important.
OCC publishes updated UDAAP booklet
The OCC issued version 1.1 of the “Unfair or Deceptive Acts or Practices and Unfair, Deceptive or Abusive Acts or ...
Nichols highlights regulatory lawsuits at American Mortgage Conference
With four active lawsuits against regulatory agencies, ABA President and CEO Rob Nichols emphasized Monday that filing a lawsuit is ...
ABA expresses support for bills on UDAAP enforcement, debit interchange
ABA expressed support for two House bills, one seeking to clarify standards for UDAAP enforcement actions brought by the CFPB, ...
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