Browsing: TILA-RESPA integrated disclosures
Cordray Previews Regulatory Review
As it kicks off its five-year retrospective review of the Dodd-Frank remittance and mortgage rules, the Consumer Financial Protection Bureau is “sensitive” to the compliance burden of further changes to the rules, CFPB Director Richard Cordray said today.
ABA Survey: Non-QM Lending Fell in 2016 as Banks Grapple with Reg Burden
An overwhelming 95 percent of bankers agreed that regulation has had a negative impact on business production and consumer credit availability, according to the American Bankers Association’s Real Estate Lending Survey released today during the association’s annual Real Estate Lending Conference in Orlando, Fla.
Compliance Issues to Watch in 2017
Mortgage servicing, fair lending, vendor risk management and sales practices are among top priorities, according to ABA experts.
CFPB Updates Rulemaking Agenda for 2017
The Consumer Financial Protection Bureau today updated its rulemaking agenda for 2017.
Fintech, Customer Experience Key Concerns for Fed Advisory Council
Members of the Federal Reserve’s Community Depository Institutions Advisory Council — which includes several ABA member bank CEOs — raised concerns over the uncertain regulatory environment for innovation and bank-fintech partnerships and over growing regulations that directly harm the customer experience, according to minutes of the CDIAC’s last meeting released by the Fed.
ABA Comments on Proposed TRID Revisions
In a joint comment letter with the Consumer Bankers Association yesterday, ABA responded to a proposal by the Consumer Financial Protection Bureau to amend the TILA-RESPA integrated disclosure rule.
CFPB Updates TRID Compliance Guide
The Consumer Financial Protection Bureau yesterday issued an updated small entity compliance guide to the TILA-RESPA integrated disclosures.
Fed, CSBS Survey Examines Community Banking Activities
The Federal Reserve and the Conference of State Bank Supervisors today released an annual survey of the nation’s community banks, which provides a comprehensive overview of the key issues and challenges facing banks with less than $10 billion in assets.