FDIC 2019 Risk Review Warns Banks of Credit, Market Risks
The FDIC today flagged high loan concentrations, as well as the interest rate environment and short-term liquidity challenges, as key risks facing banks in 2019.
Browsing: Liquidity
Executive, Board Transitions Require Careful Liquidity Planning
The sooner and more clearly defined a bank’s succession plan is developed, the easier and smoother the transition will be for customers, employees and shareholders alike.
ABA Raises Concern About Tailoring Proposal for Foreign Banking Organizations
ABA on Friday submitted feedback to the federal regulatory agencies on a recent proposal to tailor prudential regulations for foreign banking organizations.
FSB Report Shows Limited Effects of Basel III on Small Biz Lending
The Basel, Switzerland-based Financial Stability Board today released for consultation an analysis of the effects of post-crisis regulation—specifically the Basel III capital and liquidity requirements—on lending to small and medium-sized enterprises.
Agencies Issue Final Rule Implementing S.2155 LCR Adjustment
The federal banking agencies today issued a final rule implementing an ABA-advocated provision of S. 2155 that expands the pool of what counts as high-quality liquid assets under the Liquidity Coverage Ratio.
ABA Slams NCUA Proposal Expanding Credit Union Access to Non-Members
The National Credit Union Administration board today proposed a rule that would allow federal credit unions to have up to 50% of their deposits come from other credit unions and government entities, up from a 20% cap today.
Large Bank CEOs Raise Concerns About Cybersecurity, Slowing Global Growth
Cybersecurity and the slowing of the global economy are two key issues of concern, the CEOs of the nation’s largest banks told the House Financial Services Committee today.
Navigating the New World of Liquidity
As pressures on bank liquidity increase, industry experts offer tips to help bankers stay afloat.
Legal Analysis Finds FDIC Has Broad Authority on Brokered Deposits
The FDIC has “ample existing authority” to address the regulation of brokered deposits, according to a legal analysis by law firm Jones Day commissioned by ABA.
New Fed Report Signals Confidence in Highly Capitalized Financial Sector
The nation’s largest banks are strongly capitalized and are holding more liquid assets than they were in the leadup to the financial crisis, the Federal Reserve noted today in its inaugural report on financial stability.