ABA Urges FDIC to Rescind Guidance on Deposit Advance Services
In a letter to the FDIC today, ABA called on the agency to rescind its 2013 guidance on direct deposit advance services.
Browsing: Credit risk
Regulators Remain Concerned about Syndicated Credit Risk Despite Moderate Decline
Credit risk in large, syndicated loans of more than $20 million dipped slightly but remains high for this phase of an economic expansion, according to the interagency Shared National Credits Review released today.
OCC: Compliance Risk Management Rising as Agency Supervisory Priority
The OCC is focusing on credit risk, compliance risk and strategic risk as its top supervisory priorities at community and midsize banks, according to the agency’s Semiannual Risk Perspective report released today.
Top Risks for Banks in 2017
With interest rates on the rise and new leadership in D.C., risk conditions on the ground are considerably different today from one year ago.
Fed Survey: Banks Continue to Tighten on CRE Lending
Bankers continued tightening credit for commercial real estate and certain consumer loans in the first quarter of 2017, while easing slightly on commercial and industrial lending, according to the Federal Reserve’s latest senior loan officer survey released today.
A Handcrafted Banking Turnaround
How Blaine Jackson helped save a North Carolina community bank and rebuild its connection with customers and investors.
FHFA Releases Fannie, Freddie Progress Report
The Federal Housing Finance Agency today released a progress report on its goals for Fannie Mae and Freddie Mac while the GSEs are in federal conservatorship.
Fannie, Freddie Transfer $49 Billion in Credit Risk Through 2016
Since the Federal Housing Finance Agency launched a credit risk transfer program for GSEs Fannie Mae and Freddie Mac in 2013, the enterprises have transferred $49 billion in credit risk to private investors, amounting to about 3.4 percent of $1.4 trillion in unpaid principal balance.
FDIC’s Supervisory Insights Highlights Credit Risk Trends
Total loan balances at FDIC-insured banks grew 6.8 percent between September 2015 and September 2016, with considerable growth occurring in commercial real estate, agricultural, and oil and gas lending portfolios, the agency said in the winter issue of its Supervisory Insights publication released today.
Five Current and Future Credit Risk Trends at Community Banks
Problem loans have declined—but anxiety over credit quality is building.