Underlying credit and liquidity risks associated with the current point in the economic cycle should be on bankers’ radar screens, the OCC advised today in its Semiannual Risk Perspective report.
A small net percentage of banks reported easing standards and terms for loans to large and midsize firms in the previous quarter, while on net no banks eased standards for small businesses, according to the Federal Reserve’s latest senior loan officer opinion survey released today.
…and more insights from ABA’s Compliance Center Inbox in the next issue of the ABA Banking Journal.
How a new tax incentive could drive commercial lending in rural communities.
Modest net percentages of banks tightened terms and standards for business loans in the previous quarter, with standards for the most part remaining unchanged, according to the Federal Reserve’s latest senior loan officer opinion survey released today.
The rapid pace of change will continue in 2019, ABA policy staff project.
In the previous quarter, banks eased terms and standards for business loans, while tightening slightly on commercial real estate loans and easing in most residential mortgage loan categories, according to the Federal Reserve’s latest senior loan officer opinion survey released today.
As expected, the financial regulatory agencies today issued a proposed rule implementing a provision of S. 2155, the new regulatory reform law, regarding the treatment of high volatility commercial real estate.
Highlights from the latest issue of the ABA Banking Journal.
With the CRE lending market currently booming, banks are increasing their concentrations in this area — particularly in construction lending — according to findings from the 2018 Commercial Real Estate Lending Survey conducted by ABA.