Agencies Issue Policy Statement on Examination Reports
As part of its ongoing exam modernization initiative, the Federal Financial Institutions Examination Council today issued a policy statement aimed...
Policy
Fed Floats Rule Change Targeting ‘Narrow Bank’ Concept
The Federal Reserve today sought public comment on whether it should reduce the rate of interest paid on excess reserves...
CFPB Seeks Public Comment on PACE Loans
The Consumer Financial Protection Bureau today requested public feedback on Property Assessed Clean Energy loans, a controversial type of financing...
Arkansas Op-Eds Oppose Public Deposits in Credit Unions
With the Arkansas legislature considering a bill that would allow state and municipal entities to deposit public funds in credit...
Compliance in 2019: What to Expect and Where to Focus
From HMDA to CRA and from fair lending to anti-money laundering, 2019 promises to be a busy year in the...
Legal Analysis Finds FDIC Has Broad Authority on Brokered Deposits
The FDIC has “ample existing authority” to address the regulation of brokered deposits, according to a legal analysis by law...
What We Talk About When We Talk About ‘Deregulation’
An imprecise way of talking about a regulatory reform bill is leading to industry confusion.
ABA, Trade Groups Oppose Remittance Tax to Fund Border Security
Imposing a 5 percent tax on cross-border remittances to fund border barriers -- as envisioned in H.R. 85, the Fund...
FSB Queries Effects of Post-Crisis Rules on Small Business Credit
As part of its broad review of the post-crisis regulatory framework, the Basel, Switzerland-based Financial Stability Board today sought public...
Set Up to Fail
The tie-breaking vote that broke the early American banking system.
