ABA Wins Delay on Proposed IRS Security Protocol
Following advocacy efforts by ABA and other financial and housing trade associations, the IRS today announced that it would postpone...
Mortgage
ABA Calls for Innovation, Transparency in Risk Transfer Methods
ABA today responded to the Federal Housing Finance Agency’s request for comments on the credit risk transfer mechanisms being developed...
CFPB Updates TRID Compliance Guide
The Consumer Financial Protection Bureau yesterday issued an updated small entity compliance guide to the TILA-RESPA integrated disclosures.
Court Tightens Reins on CFPB Director’s Authority
The Consumer Financial Protection Bureau’s leadership structure -- a single powerful director who cannot be removed at will by the...
OCC Report: Mortgage Performance Improves Year-on-Year
The share of current and performing first-lien mortgages rose to 94.7 percent for the second quarter of 2016, up from...
2015 HMDA Data Show Mortgage Originations Up 22 Percent
The Federal Financial Institutions Examination Council today released the 2015 Home Mortgage Disclosure Act data on mortgage lending transactions at...
Delinquent GSE Mortgages Continue to Decline
The number of home loans backed by Fannie Mae and Freddie Mac that are 60 days or more past due...
CFPB Issues Notice on New URLA Compliance with Reg B
The Consumer Financial Protection Bureau today issued a notice to creditors that the recently redesigned Uniform Residential Loan Application form...
Fair Housing Guidance Encompasses Those Not Fluent in English
The Department of Housing and Urban Development last week issued guidance stating that discrimination or “discriminatory effects” toward those with...
U.S. Bank Survey: Americans Positive about Life, Anxious about Money
Most Americans feel positive about their lives but show anxiety about their finances, according to the first U.S. Bank Possibility...
