The anatomy of a ransomware attack
Inside one community bank’s cybersecurity nightmare scenario.
Legal
Texas Bankers Association sues to block Section 1071 rule
The Texas Bankers Association this week sued to block the CFPB from implementing its final rule under Section 1071 of...
Navigating risks while taking action to manage overdraft/non-sufficient funds fees
Banks can take several steps to mitigate challenges surrounding overdraft/NSF fee lawsuits and enforcement actions.
CFPB issues decision on TILA preemption of state laws
The CFPB issued a determination that state disclosure laws covering lending to businesses in California, New York, Utah and Virginia...
New sanctions require banks to up their games
‘For regional banks, the ultimate question may be whether they want to deal with this or simply de-risk.’
Back with a vengeance: The challenges of check fraud
Understanding the rules surrounding returns as the number of cases skyrockets.
Data privacy part 2: A patchwork of state laws
While the focus of each state has a unique flavor with varying eligibility thresholds, banks should consider some common threads.
Practical data privacy compliance amid regulatory swirl
With more than 130 data protection regulations already in place, achieving and maintaining privacy compliance has become one of the...
Supreme Court to hear case on legality of CFPB funding structure
The Supreme Court will hear a case challenging the CFPB’s funding structure on the grounds that it violates the separation...
Staving off tech litigation with smarter contracts
Contracts are risk-management tools, especially as millions of dollars in liability—and the bank’s reputation and customer relationships—can be at stake.
