The IRS has released the inflation-adjusted contribution limits and high-deductible health plan requirements for 2027. For the coming year, the annual contribution limit for individuals with self-only coverage under a high-deductible health plan is $4,500. The annual contribution limit for individuals with family coverage is $9,000.
Also for 2027, the minimum annual deductible for a high-deductible health plan is $1,750 for self-only coverage and $3,500 for family coverage. The maximum annual out-of-pocket limit — such as deductibles, co-payments and other amounts, but not premiums — is $8,700 for self-only coverage and $17,400 for family coverage
