The Federal Reserve and FDIC today released the updated Community Reinvestment Act “small-bank” and “intermediate small-bank” asset-size thresholds for 2026. The thresholds, which ticked up slightly for the coming year, are adjusted annually.
ABA suggested changes for the agencies' proposed rule regarding unsafe or unsound practices, as well as revisions to the supervisory framework for issuing matters requiring attention and other supervisory communications.
The OCC is proposing two rules to clarify that national banks are exempt from state laws regulating real estate escrow accounts. ABA welcomed the proposals.
A coalition of 22 Democratic state attorneys general filed a lawsuit against the Trump administration to stop what they said was the “complete defunding” of the CFPB.
Real GDP increased at an annual rate of 4.3% in the third quarter of 2025, according to the initial estimate released by the U.S. Bureau of Economic Analysis. In the second quarter, real GDP increased 3.8%.
The OCC is proposing to raise the threshold for which its heightened supervisory standards apply to banks from $50 billion to $700 billion in assets.
