Banking News and Views from Washington to Tupelo

Getting the governance model right is what transforms AI from a risk-management concern into an institutional capability.

The cryptocurrency exchange Coinme has agreed to close down its virtual currency kiosk operations in multiple states as part of a settlement with 34 state financial regulatory authorities over alleged Bank Secrecy Act and anti-money laundering violations, according...

Approximately 86% of high-risk properties lack National Flood Insurance Program coverage, according to the report.

Double-digit shares of community bankers intend to offer tokenized deposits and stablecoin solutions within the next 12 months, according to the Conference of State Bank Supervisors' 2026 community bank survey released today. 

As they restructure the processes for making confidential bank information available for public review, regulators should better coordinate their efforts to ensure banks do not face differing disclosure requirements, ABA said.

The Federal Reserve will divide its bank supervision into five geographic regions rather than splitting it among the 12 Reserve Bank districts, Vice Chair for Supervision Michelle Bowman said. The Fed also plans to revisit the criteria used...