The Federal Housing Finance Agency yesterday issued an update on the common securitization platform it is developing to issue the Single Security, a mortgage-backed security to be issued by both Fannie Mae and Freddie Mac.

ABA and several housing and financial trade groups yesterday asked the federal banking agencies to issue formal joint guidance through the Federal Financial Institutions Examination Council clarifying how they will examine compliance with the TILA-RESPA integrated disclosures after the new forms and processes take effect Oct. 3.

The Department of Housing and Urban Development’s proposal limiting the window under which an FHA-approved lender would be able to file a mortgage insurance claim is unworkable and should be withdrawn, ABA wrote in a comment letter Friday. Under the proposal, lenders would be required to file a claim within three months of securing title to a home post-foreclosure or ...

The Federal Housing Administration on Monday proposed changes to its lender certification rule in an attempt to clarify when it might seek to recover losses for defective loans. Among other things, the changes require a lender to certify that it has not been convicted of fraud or other disqualifying crimes within the past three years, except for cases the lender ...

More than 616,000 borrowers in the second quarter refinanced their Fannie Mae or Freddie Mac mortgage loans, with about 31,000 of those happening through the Home Affordable Refinance Program, the Federal Housing Finance Agency said today. HARP refinances in the second quarter were down slightly from the previous quarter, dropping by less than 1,000. Seven percent of June’s loans refinanced ...

Fannie Mae today announced a new mortgage product called HomeReady, which it said is intended to expand access to affordable home loans for low- and moderate-income families.

The right mix of resources, critical partnerships and creative thinking can spur economic revival in financially battered 
rural areas.

Two reports offer dueling interpretations.

Housing will continue improving through 2017 in a modestly rising rate environment, says Fannie Mae's Douglas G. Duncan.

The Federal Housing Administration today announced that it will finance single-family home loans for energy-efficiency retrofitting, provided those loans preserve payment priority for first-lien mortgage holders.