Fed Survey: CRE Loan Standards Tighten; C&I Holds Steady
Bankers continued tightening credit for commercial real estate loans in the last three months while holding steady on other business ...
Tag: Ability to repay and qualified mortgage
Fed, CSBS Survey Examines Community Banking Activities
The Federal Reserve and the Conference of State Bank Supervisors today released an annual survey of the nation’s community banks, ...
CFPB Updates Reg Z Dollar Thresholds
The Consumer Financial Protection Bureau today announced 2017 changes in dollar thresholds for several Regulation Z provisions governed by the ...
RHS Amends Guaranteed Home Loan Program Regulations
Earlier this month, the Rural Housing Service amended the regulations surrounding its Single Family Housing Guaranteed Loan program.
ABA Commends CFPB Action on QM Coverage for Rural, Underserved Areas
In a comment letter to the Consumer Financial Protection Bureau today, ABA expressed its support for the CFPB’s recent interim ...
ABA Survey: QM Lending Dipped in 2015
The percentage of Qualified Mortgages originated by banks declined in 2015, falling to 86 percent from 90 percent in 2014, ...
CFPB Updates Compliance Guides to Reflect Rural/Underserved Rule
The Consumer Financial Protection Bureau has updated certain compliance guides related to Regulation Z to reflect last week’s rule broadening ...
CFPB Rule Broadens QM Coverage for Lenders in Rural, Underserved Areas
The Consumer Financial Protection Bureau today issued an interim final rule broadening the availability of certain special provisions for small ...
Comments Invited on Rural Area Designation Application Proposal
The Consumer Financial Protection Bureau today invited comments on new agency procedures by which businesses can appeal the CFPB’s designation ...
