HVCRE Rule Ignores Reality of Real Estate Market
The high-volatility commercial real estate (HVCRE) regulation, effective as of Jan. 1, 2015, mandates that, in order to be exempt...
Commercial Lending
Treasury Looking Into Online ‘Marketplace Lending’
With nonbank online “marketplace lending” growing dramatically -- originating $12 billion in new loans in 2014, mostly to consumers but...
Senate Democrats Urge Rules for Small Biz Loan Data Disclosure
Sen. Cory Booker (D-N.J.) led a group of several Senate Democrats on Friday in asking Consumer Financial Protection Bureau Director...
BAFT Disappointed by Ex-Im Authorization Lapse
Noting that many lenders turn to the U.S. Export-Import Bank to add balance sheet capacity and meet their customers’ needs,...
OCC: Credit, Compliance Risk Growing in 2015
Noting an environment of “high” credit, strategic, compliance and operational risk, the OCC outlined nine priorities for ongoing midsize and...
CoBank Does It Again and Lends to Investor-Owned Water Company
Farm Credit System lenders are not just lending to large, investor-owned utilities – they're bragging about it.
Curry Encourages Participation in Treasury’s SSBCI Program
Comptroller of the Currency Thomas Curry today encouraged bankers to participate in the Treasury Department’s State Small Business Credit Initiative,...
Bankers Expect Oil and Gas Loan Quality to Deterioriate
Credit standards continued to ease in most commercial and consumer loan categories, according to the Federal Reserve’s latest senior loan...
BAFT Calls for Ex-Im Reauthorization
BAFT, the international financial services association that is an ABA subsidiary, today joined the Financial Services Roundtable in urging Congress...
OCC: Southern Banks Continue to See Faster Loan Growth
The OCC reported today that the loan growth rate continued to accelerate in the nine-state Southern District, which spans from...
