Mortgage rates decrease

As banking agencies consider amending the regulations that implement the Community Reinvestment Act, they should preserve the broader framework while making changes to better tailor supervision, increase regulatory thresholds and focus on lending, ABA and 45 state bankers...

Health savings accounts held nearly $192 billion across 42.6 million accounts as of June 30, with investments now making up the majority of HSA assets, HSA investment solution provider Devenir said in its midyear report.

Forty-nine percent of survey respondents said they used an AI assistant to make a personal financial decision. Among those, however, 83% verified the information with another source or professional.

Pinnacle Bancorp in Nebraska to buy Southern Bancshares in Texas. Sullivan Bank in Missouri to buy Bank of Crocker, also in Missouri.

The ABA Foundation announced the recipients of its 2026 ABA Foundation Community Commitment Awards, which recognize banks for extraordinary service to their local communities in seven categories. The foundation also announced that Aaron Slate, market president for Truist...

Slower expansion plans could weigh on demand for small-business credit, while sustained inflation and labor costs may pressure small-business margins and debt-service capacity. For banks, these dynamics could temper commercial loan demand.