Consumer credit decreased at a seasonally adjusted annual rate of 1.8% in November 2024, the Federal Reserve reported today. Nonrevolving debt—the category that includes auto loans and student loans—increased at an annual rate of 2%, while revolving debt, which includes credit cards, decreased at an annual rate of 12%
New survey probes community banks’ plans for digital assets
Double-digit shares of community bankers intend to offer tokenized deposits and stablecoin solutions within the next 12 months, according to the Conference of State Bank Supervisors' 2026 community bank survey released today.









