The banking agencies have updated their uniform rules of practice and procedure to recognize the use of electronic communications in all aspects of administrative hearings and to other increase the efficiency and fairness of administrative adjudications.
ABA DataBank: Pour decisions – Americans drinking less
In 2025, just 54% of U.S. adults reported drinking alcohol, the lowest level Gallup has ever recorded, as a majority of Americans now believe even moderate drinking is bad for their health.










